Oh Crap, It Hurts!

Last week I saw a posting of MapGirl's regarding Making A List.

What I took away from that read, was to keep goals in your sights to stop any unnecessary spending and remain on path of strong debt elimination or huge savings increases.

The very first item was to change your cellphone banner to show your savings goal. I being - evidently crazy, decided to make my banner read the amount of our total personal debt owed.

To tell you the truth, I was pumped by this. I get a zillion (slight exaggeration) calls a day. I'm consistently opening my phone. This method would surely make me think twice about buying that next iced coffee or that new Liz & Co purse - right?

Well, dang it.....I've decided to never look at my phone again. That number is haunting me. It is basically ruining my life. Over and over again, it flashes through my day. Like a huge neon sign saying "you idiot, how could you owe almost $450k personally?"

As you can see, I am including all personal debt - mortgages are debt too.

My hubby has suggested I leave that number to year end. I want need to see it go down. I haven't checked to see if I have enough room to add amount paid down yet. Duh, because I'm afraid to look at my phone.

I need to stop reading blogs and if I do read take in the info, without taking the suggestion.

Hope my car doesn't break down in the country. I'd have to walk to a farm.