Higher Rates from a Week Hold?

There is one thing that drives me crazy about ING Direct's Orange Savings. One thing that taunts me every day I log in to see my interest accruing.

I made my last transfer to ING Direct on 5/2/08 and it is showing "not available" until 5/12/08. The "not available" part isn't where I get upset. In fact, there probably needs to be a temporary hold, to ensure all money becomes real. I'm sure there is some crook out there, looking to play the "get rich off of transfers" game.

The thing that irritates me is that my checking account was drafted the dollars on 5/5/08. That means for 7 days my cash is floating in limbo somewhere. It is not working for me, earning interest, because ING is not calculating interest for me on this sum. It is not accessible for me to be used as I see fit.

Instead, for 7 full days, ING has my money somewhere working for them. I am making a loan to them and they aren't paying.

I just feel they should be accruing interest from the moment they get the cash in their hands. They can keep a hold on it, just let it work for me.

Not that I am so mad I will stop using them. They are basically like all other online banks. I'm just interested in more! I want MORE.

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