Romanticizing Retirement
It's seems just like yesterday, when I was content on eating cat food. Okay, a bit farther back it was April 1st. 360 payment (30 years x 12 months) of $89.30 to live on was going to be hard, but I made my bed.
Getting old sucks!
We didn't contribute to retirement accounts in April. I made this executive decision, when plotting the rest of our annual bills. I just would rather insure that all of them that are due before September end are covered without financing.
I really don't think that is too much to ask.
This month though, it may have been a wrong decision, but I contributed a bit. Why can't I stay on a path. I swear at some point in my life, I was fed those Mexican Jumping Beans. I'm bouncing all over the place.
With a bit of guilt resting on my mind, I thought I would do that quick calculation again. Just for fun. This is fun - Right?
And folks, our standard of living in retirement is going up (with out growth & without inflation considered). Taking our current cash investments (not savings or checking) our new monthly income will be $97.99 per month.
This means we may be enjoying a little coffee with our cat food. Well, if we make it ourselves. With a cheap brand. And limit ourselves to a cup a day. :-)
2 comments:
It's better than the $0.28/month I've got for retirement based on your math. Every 4 months I'll be able to order off the dollar menu an item.
I know that situation will be turning around for me soon.
LOL - I forgot all about the dollar menu.
My DH & I are going to be able to share 3 items a day.
Wow, that is the life. We are so lucky!
Come on Sick of Debt, get cracking on the retirement fund and we will meet you at Mcky D's!
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