Showing posts with label Books. Show all posts
Showing posts with label Books. Show all posts

Saturday, October 04, 2008

Book:Live A Little



I almost stopped reading this book in the beginning. After making it to the middle of Live A Little, I'm glad I didn't stop.


Kim Green is a new author to me. I happened upon this book while waiting for my DH to pick a book last time we were book shopping. I was immediately drawn by the cover that spoke of a woman being dealt the diagnosis' of breast cancer.


Faced with her own mortality, she tells her family, friends and the world her fate. Actually raising over $200k for breast cancer, before learning there was a mix up in the lab and she is not carrying cancer.


Well, too late to turn back. Everyone thinks she has cancer. She is relating to her kids and getting attention from her husband. Why would she want it to end?


I related so much to this woman and her drifting family. Although, I doubt I could have held the secret as long as she. I'm just no good at these things.


Just like the real world, along the way she learns everyone has secrets. Everyone makes mistakes. In the end, it is family and friends that are important. It is every day we wake up together and share this ride together. Memories, feelings and living a little that make it all what it should be.


She gets what very few do. As Tim McGraw would say "Live like you were dying." She doesn't go sky diving, but she does get to experience a new.


Not the best book, but a good lesson in the end. If I was to rate this book, I'd give it a C. Average story, with some funny, lighthearted moments, filled with issues of our world. Nothing to savor forever, but enough to make an impression.


My book obsession lives on. Today, I start Nicholas Sparks new release The Lucky One. This $25 hard cover came home with me today for $10.74 with my 40% off and $5 in Borders Rewards. Although Sparks is one of my favorite writers and I would have paid the full price to get a hold of this book now.
Yep, I do have book issues. Once that keep me in debt. :-) I could be a drug user or an alcoholic though.

Wednesday, September 24, 2008

The Shock Doctrine


As always, I listened to a lot of talk radio on trip to the city. I love it! I learn so much. One of my favorite shows is The Stephanie Miller Show on WCPT 820am Progressive Radio. Stephanie is very liberal and has a great way, with her cohorts to bring humor to our world. Like most of us, she is firm in her beliefs. Unlike most of us, she is a powerful force with her beliefs.

Today, she had a gal on Naomi Klein. I missed most of the discussion and am sorry for that. Yet, I caught enough to make me add Naomi's book to my list of must reads. Her book is The Shock Doctrine:The Rise of Disaster Capitalism.

There is absolutely no way I could do her book justice. Although, I do want to say it is relevant to our times and speaks about the scare tactics used in politics to make the people do what they want us to do. Check out Amazon's Look Inside to get a glimpse for yourself.

It is my belief, that the more we know, the better we can protect ourselves.

With the economy reaching to my home, I need to go renew my library card and gain access to all the books my heart desires. This one is only second to Stumbling on Happiness, by Dan Gilbert.

Tuesday, April 29, 2008

Lee Iacocca for PRESIDENT!


You may not know this about me, but due to my fathers belief in the Mopar Products, I am a huge fan of Lee Iacocca! He is a household name in my family. And whether you drive a Chrysler or you never have, I dare you to find a man equal to his talents.


Anyway, word is, that he has come out with a new book. Lee is much like my grandfather, in that if he says it, it will be. He stands behind his word, and does not offer up false promises. I will be getting this book as soon as I can.
In the mean time, let me share some inserts from the book for any of you that care about America! Lee is speaking to both Democrats and Republicans.
Lee Iacocca Says:

'Am I the only guy in this country who's fed up with what's happening? Where the hell is our outrage? We should be screaming bloody murder. We've got a gang of clueless bozos steering our ship of state right over a cliff, we've got corporate gangsters stealing us blind, and we can't even clean up after a hurricane much less build a hybrid car. But instead of getting mad, everyone sits around and nods their heads when the politicians say, 'Stay the course'

Stay the course? You've got to be kidding. This is America, not the damned
'Titanic'. I'll give you a sound bite: 'Throw all the bums out!'

You might think I'm getting senile, that I've gone off my rocker, and maybe I have. But someone has to speak up. I hardly recognize this country anymore.

The most famous business leaders are not the innovators but the guys in handcuffs. While we're fiddling in Iraq , the Middle East is burning and nobody seems to know what to do. And the press is waving 'pom-poms' instead of asking hard questions. That's not the promise of the 'America' my parents and yours traveled across the ocean for. I've had enough. How about you?

I'll go a step further. You can't call yourself a patriot if you're not outraged. This is a fight I'm ready and willing to have.

The Biggest 'C' is Crisis !

Leaders are made, not born. Leadership is forged in times of crisis. It's easy to sit there with your feet up on the desk and talk theory. Or send someone else's kids off to war when you've never seen a battlefield yourself. It's another thing to lead when your world comes tumbling down.

On September 11, 2001, we needed a strong leader more than any other time
in our history. We needed a steady hand to guide us out of the ashes. A Hell of
a Mess. So here's where we stand. We're immersed in a bloody war with no plan
for winning and no plan for leaving. We're running the biggest deficit in the
history of the country. We're losing the manufacturing edge to Asia, while our
once-great companies are getting slaughtered by health care costs. Gas prices
are skyrocketing, and nobody in power has a coherent energy policy. Our schools
are in trouble. Our borders are like sieves. The middle class is being squeezed
every which way. These are times that cry out for leadership.

But when you look around, you've got to ask: 'Where have all the leaders gone?' Where are the curious, creative communicators? Where are the people of character, courage, conviction, omnipotence, and common sense? I may be a sucker for alliteration, but I think you get the point.

Name me a leader who has a better idea for homeland security than making us take off our shoes in airports and throw away our shampoo? We've spent billions of dollars building a huge new bureaucracy, and all we know how to do is react to things that have already happened.

Name me one leader who emerged from the crisis of Hurricane Katrina. Congress has yet to spend a single day evaluating the response to the hurricane, or demanding accountability for the decisions that were made in the crucial hours after the storm. Everyone's hunkering down, fingers crossed, hoping it doesn't happen again. Now, that's just crazy. Storms happen. Deal with it. Make a plan. Figure out what you're going to do the next time.

Name me an industry leader who is thinking creatively about how we can restore our competitive edge in manufacturing. Who would have believed that there could ever be a time when 'The Big Three' referred to Japanese car companies? How did this happen, and more important, what are we going to do about it?

Name me a government leader who can articulate a plan for paying down the debt, or solving the energy crisis, or managing the health care problem. The silence is deafening. But these are the crises that are eating away at our country and milking the middle class dry.

I have news for the gang in Congress. We didn't elect you to sit on your asses and
do nothing and remain silent while our democracy is being hijacked and our
greatness is being replaced with mediocrity. What is everybody so afraid of?
That some bonehead on Fox News will call them a name? Give me a break. Why don't you guys show some spine for a change?

Had Enough?

Hey, I'm not trying to be the voice of gloom and doom here. I'm trying to light a fire. I'm speaking out because I have hope; I believe in America . In my lifetime I've had the privilege of living through some of America's greatest moments. I've also experienced some of our worst crises: the 'Great Depression', 'World War II',
the 'Korean War', the 'Kennedy Assassination', the 'Vietnam War', the 1970s oil
crisis, and the struggles of recent years culminating with 9/11. If I've learned
one thing, it's this:

'You don't get anywhere by standing on the sidelines waiting for somebody else to take action. Whether it's building a better car or building a better future for our children, we all have a role to play. That's the challenge I'm raising in this book. It's a call to 'Action' for people who, like me, believe in America . It's not too late, but it's getting pretty close. So let's shake off the crap and go to work. Let's tell 'em all we've had 'enough.'



My thoughts to Lee - find the man or woman that can take reins - endorse him, and I will vote for him/her in November. I'm not thrilled with any of my choices currently.

Wednesday, March 19, 2008

Where is your focus?

In the spirit of The Secret, which I listened to again today - it got me wondering and pondering.

Where is my focus?

For the last 5 almost 6 weeks, I have worked hard at focusing on what I really want. On being the positive light force. On giving to those that need it most, without the pat on the back or acknowledgement that comes with it.

I guess in the end, I just wanted to be a better me.

It hasn't been easy. There seemed to be twists and turns more often then I would have thought prior to this journey. Giving is not as easy as you might first believe. Some folks are just not receptive to receiving.

I tend to believe the recipient is to worried of any potential strings that come with a gift.

This is why I tried to remain anonymous. Freeing them from the burden of worry. I think folks have too much worry and stress in their lives. And many just need a break. A breather. A reminder that they are not alone and that all is not hopeless.

As my task winds down, I only hope that I was a light for some.

I found these past weeks to be tremendously difficult to remain positive. I always knew I had negativitis, but I ignored it until now. Life likes to throw us curves and keep us on our toes, but I really believe it is in our best interest to stay positive and realize that these "blips" in our days are not important. It is how we handle them and move on.

The most important thing is to MOVE ON.

My soul is ready to carry this one forward. It will not be laid to rest on Easter morning. Instead, I am going to continue to work through my negatives and push the positives into full view.

Most of this work is being done in the inner workings of myself. Where I have maintained a negative conversation with myself for years. I have actually caught myself telling myself I am stupid, fat, or other obnoxious things.

I'm going to keep my focus here - cleaning out the negatives from the inside out.

Wednesday, March 05, 2008

A New Earth

I am sticking with my theme for Lent, listen, reading and doing positive things. I have listened to The Secret multiple times already. Hoping and knowing that the Laws of Attractions are sinking into my soul.

A few weeks back I found A New Earth, by Eckhart Tolle at Sam's Club for $8.20. I purchased it, since it was roughly $6 less then other place. And after seeing a bit of the book on Oprah, I really thought it would be appropriate for me and my journey.

I finally cracked the book open this weekend. I had to finish up The Last Coyote, by Michael Connelly first. I began this read, when I finish my last read, with no trip to a book store in site. I loved it by the way. I just love Detective Harry Bosch, which this book is one in a series.

Anyway, I struggled through the first chapter of A New Earth. The longest 23 pages I have ever read. Not that I didn't get anything out of them, I did. Just that the writters style is DRY and very boring, for my tastes.

In order to grasp the concepts and comprehend what I was reading, I took the initiative to read out loud. Some how, this small change back to 1st grade was the only thing to save me. My brain could then move forward with the writings.

I am a registered user at Oprah.com. Which is having a 13 week??, online course to discuss this read. Although, I have not participated and do not intend too. I may end up listening to the pod casts though. If time allows for this.

I'm highlighting phrases, sentences and thoughts as I am touched or given an extra thought about. I'm amazed by how much I am highlighting.

I may post some the fine points later

Monday, February 11, 2008

The Secret

For my birthday, Borders sent me a 25% off coupon. Plus, I had $15 in Borders Rewards for February, due to surveys taken at e-Rewards.com. That link isn't a referral - I don't even know if they have one. E-Rewards doesn't pay cash, just rewards. So far, I received a trial of the WSJ and this $15 certificate.

I took my 25% off and my $15 to Borders this weekend and purchased something I have wanted for a long time. The Audio Book - The Secret.

I've read a lot of blogs that have already read this, or watched it. I spend a great deal of time in my car and thought the Audio version would be great. Plus, I can listen to it over and over again if I chose.

Plus, I thought, with my focus for Lent, this is the perfect addition.

The audio book list for $29.95 and I ended up paying $8. So, even if it isn't all I hope it to be, I can chalk this off as any other read I pass on to others.

Now that my birthday week is done, I can move on to Valentines Day.

The Book MEME

When I was checking out my favorite blogs, I noticed that I had been tagged by Beachgirl to participate in the latest meme. So here goes...

The rules are:

  1. Pick up the nearest book of at least 123 pages.
  2. Open the book to page 123.
  3. Find the 5th sentence.
  4. Post the next 3 sentences.
  5. Tag 5 more people.

My current read, is an older release. One I have been waiting to read, but didn't want to spend cash on, since DD2 had it. She finally remembered to bring it to me this month. The book is At First Sight by Nicholas Sparks. After this read, I will have officially read all the Sparks books.

The required text is:

"I don't know," Jeremy confessed.

After a brief pause, Alvin said, "Again, I don't know what to tell you."

"What do you think it means?"


I will tag: Millionaire Mommy Next Door, Life & Debt in Chicago, Savvy Saver, Becoming & Staying Debt Free, and This Good....

Sunday, February 03, 2008

Super Bowl Sunday!!

I just love the Super Bowl. Although, time is dragging, pulling down the rest of the day.

I am just unmotivated. I started out good. But lazy is what I would call myself now. Shortly, I will begin preparations for homemade pizza's. My DH thought that would be a good meal for Super Bowl Sunday. Plus, it sounds totally yummy to me today.

I ran to the store and bought all the fresh ingredients to whip up some monster garbage pizza's. Of course, only DH, I and DS2 will eat the loaded pizza. DS1 & DD3 will only eat a boring cheese and sausage.

This is my birthday week. I'm totally excited about the week. A birthday gives me reason to focus on me and what I want. I don't spend a great deal of time at this, but I am learning. And getting better at it. Do I need to remind you all of the MB20 concert? I'm still excited about it.

I love Foot Ball!!! So, I can't wait for 5:45 and the kick-off. I don't have a pick for the winner, so to speak. I am one to always side for the underdog, whom I believe are the Giants. Patriots have gone undefeated forever.

On another note, did any of you see Oprah on Friday? She had Kevin Evertt on and the story is truly amazing. I watched that game. I felt the tragedy from my lazy boy.

This young man, should have never walked again. Thankfully, God gave him one heck of a Doctor will to use a controversial theraply called "cold therapy". And he was blessed with a mother who stood by him as well as an inner strength that you can see on him as he walked on stage.

He has written a book about the whole story. Standing Tall was released Friday. This is going to be one of those books I have to read. I love the feel good, miracle that surrounds this terrible event that could have led to nothing but bad.

Wednesday, January 09, 2008

Can You Keep A Secret?

I bought this book, Can You Keep A Secret, by Sophie Kinsella for my little sister for Christmas. The whole time, until our exchange night, it taunted me. I felt the pull to crack the binding and read. Out of respect for my sister and the new book feel, I controlled the growing temptation. I'm such a book whore.

Well, DD2 saw in my eyes, when I showed her my purchases, how much I wanted to read it. Bless her little heart, she got it for me for Christmas. I was so excited, to see this book. And I have already finished it.

I loved it. Such a light hearted, humorous read. I enjoyed it so much, I will probably look into this authors other works.

Just a short little synopsis:

A young, educated woman looking to make her way in the marketing world. Has her doubts about herself and is like most of us - trying to move ahead. She gets an opportunity to join in a business meeting, where it is believed the i's have been dotted and the t's have been crossed. She only needs to bring home the bacon so to speak.

Things turn. The client is changing their mind. It goes bad.

She is afraid to fly and experiences a turbulent ride on her way back. One that leaves her spilling her secrets to a stranger. I'm talking those secrets you don't tell ANYONE. When she arrives safely at her destination - she decides to shrug it off. After all, she will never see this stranger again.

But she does.........


The above takes place in the first part of the book and can be read on the cover. I think most of you would enjoy this one. Especially, when life is heavy with stress. A light read can really relax you.

Monday, November 05, 2007

Is it a stupid idea?

Last week I was salvating over YOU:Staying Young, the new book by my favorite doctors. And today, an idea came to me. What if I could purchase a few of these books and create a little living healthier package for some people on my Christmas Shopping List. Am I totally off base or do you think this is something you might enjoy?

Not only could I help the ones I love, live longer, I think using a site like Coupon Chief for coupons I hold back on my Christmas Spending. For instance, if I used the Coupon Chief's Books-A-Million coupon, I could save $10 per $50. Books-A-Million sells this book for about $17, without membership. So, I could buy 3 of these for $41. That puts my gift at below $14 a person. Way reasonable. Now to think of things to add to it for $6 or so.

Anyway, does this sound good to you? Would you like this gift? Do you have any ideas to what I could add to this to make it a good gift?

I know it won't be good for the younger folks, but Old Navy is still an option :-). I can only guess the weird faces that would be coming my way if I tried to give any of our nieces or nephews the above gift.
Just a reminder, I am a terrible gift giver and selector all help would and will be appreciated. Just because I would LOVE this gift, doesn't mean anyone else will. So, I'd like to know if you would.

Wednesday, October 10, 2007

Why can't I mentally work with Borders??

I've been developing an addiction, to something else. I know your not surprised, I'm so easily drawn in with my addictive personality. The addiction this time is to Dave Ramsey. I've heard a lot of you folks talk about him and I have read different articles in magazines written by him. I have even regularly opened his site to read the lastest WE DID IT or STUPID TAX.

I don't know why I do the last one, except that reading the Stupid Tax items makes me feel better, that I am not the only one full of bad decisions. We did it, just provides me with this buring urge to live completely debt free. I'm even - now brace yourself - contemplating a completely cash only life. I'm not sure where I will take this, but it is there.

Anyway Dave and Oprah, put a burr under me last week. I have been big time interested in reading Dave's Total Money Make Over and have kept keeping myself from buying it. Then Oprah had 2 books on her show that gave me the urge to read (Eat, Pray & Love / Love in the Time of Cholera). I did it Saturday, I ordered them all. Don't worry buyers remorse was real inside of me.

On the upside of this purchase, I shopped through Ebates and used my cash back visa (don't tell dave):-) I also received free shipping and I got my member discounts.

Today, my package arrived. Why is it I always feel like it is Christmas morning when I am opening the box?

Well, the excitement was short lived. Barnes and Noble took some wind out of my sail by replacing my book Love in the Time of Cholera, with a book called Rebel Island. What the freak? Love and Rebel are not even close.

I think Barnes and Noble hates me!

Saturday, July 21, 2007

Son's Harry Potter arrived

Yea for Barnes and Noble!

I have read some posts by other bloggers that are not receiving Harry today - total bummer. I worked all morning and when the mail came with the box from Barnes and Noble, I took a break.

I needed to go to the bank anyway and take my #1 son lunch at work. Love his eyes as they lit up by the Barnes and Noble box.

Now back to work.

Monday, June 04, 2007

The Road

I just finished reading The Road by Cormac McCarthy. If you had asked me last Monday if I would have finished this book, I would have said "No Way".

I struggled through the first 50 pages. Much like the "memoir", A Million Little Pieces, there was no punctuation. This just drives me crazy.

The author had a way of not telling all and pulling you in to continue reading. Which is probably how I finished the book.

The story is about a father and son on a journey of survival down "the road". Apparently the entire world has been demolished in some sort of inferno. There are few survivors and they are separated by "the good guys" and "the bad guys". This duo has to be smart and brave to find food and shelter, in a world that is no more. They have a pistol, but only 2 bullets. They go to the brink of starvation and face to face with illnesses.

You find yourself rooting for them to make it somewhere and wake up out of this nightmare of a world gone. This is what keeps you reading, or at least me. Along with some inner fear that in our war crazy world, this could happen at anytime. I could feel the panic in my chest as they journeyed down the road.

I was left frustrated with the ending - feeling that I was cheated. The author dragged me in only to leave me off without completion. Maybe with the hopes of The Road II. So many questions were left hanging in the air, for me.

Although, I do not totally regret the read, I am disappointed with the lack of completion.

Saturday, April 14, 2007

My Largest Frivolous Expense, Is Also Part of My Most Frugal Move.

If you don't know by now, I am a BIG reader. There is just something about a novel, memoir, or educational read, that gets my blood pumping and my mind moving.

Lately, though my read time has been very little. Since, I was young I always read before bed. Escaping in my mind to some place led by a book, until I felt myself nodding off. There have been times, when I was in a novel and did not even go to sleep. Those are the best books, the ones that hold on to you.

I spend big money on books, especially if it is a "must" read. I know that many will inform me of the great money saver a library is . Well, I do have a card and I do occasionally check out a novel of interest. It is just, for me, I love to hold a crisp new book. Like I am breaking into a story, no one else knows of. Then I love to keep them on my book shelf and recall the thrill that the book took me on.

This may be my biggest sabotage to my wealth, but the enjoyment is HUGE.

I am also a book sharer. As a matter of fact, I just borrowed a friend the book The Glass Castle. Which she loved as much as I did. Thank you CC!!! Anyway, as she passed me the book back in church tonight, she whispered "I loved it so much, I went out and bought a copy for my sister." Makes me feel so good to share a good book.

After, I share my favorite reads with everyone I think will enjoy them, I take most of them with my other books to the laundry. Where I leave them for the customers. I have created a book sharing shelf. It has become a big hit with the regulars. They have even begun bringing in their read books to share. Which, I do read, if one grabs my interest.

Anyway, with that in mind.....Life is too short for a boring read. Books are plentiful. I plan on enjoying as many as I can, in the days, months and years I have left.

Friday, January 26, 2007

I am so excited.

Oprah always picks wonderful books to read. I have enjoyed pretty much all of the books she has shared.

I am really excited about this new one -The Measure of A Man - Sydney Poitier.

To learn more and see if this might interest you - click my link to Oprah's site. There is a ton of info there.

  • Take a quiz to see how well you know Sydney
  • A Chance to be a special guest for dinner with Sydney
  • Listen to Sydney read an Excerpt
  • Or Read the Excerpt yourself
  • Participate in a Q & A with Sydney
  • Share your story of inspiration.

I am a firm believer that to listen and learn from the ones who were before us, is to open the possibilities of tomorrow for us. They have so much to share and to teach. We should be open and receptive to it all. Life is just too darn short, to believe that "our" time is all that matters. Enjoy!

Sunday, January 07, 2007

The Stupidest Angel

I like to read the blog I Am The Hunter. There is always something new here and I love the short stories. I guess this is no surprise to you. Anyway this blogger read a story and referred it in his blog - The Stupidest Angel. After reading his description and the book cover, I was very much intrigued.

It is a book written with much satire making the story come alive as you read. You feel like you have arrived in Pine Cove, California. Before you run out and buy this book on my referral, which I am doing - referring that is, I want to copy the Author's Warning from the book:

If you're buying this book as a gift for your grandma or a kid, you should be aware that it contains cuss words as well as tasteful depictions of cannibalism and people in their forties having sex. Don't blame me. I told you.

At this point, you may turn away, but for me I became a fish jumping on his fishing hook. No, I wouldn't let my kids read it and yes they are getting older, I just don't want to share a book like this with them - just gives me the willies. This book could be a rated X movie though and no, not because of a bunch of mushy girl stuff, it's a little harder than that. LOL.
It isn't the easiest read, as it pops back and forth to a multiple of characters, but each is built significantly to fill their position in the book. I think that the Palm Beach Post says it best in it's description of the novel - "Defies categorization .... It's shameless, it's twisted, it's bizarre. It's hilarious. And, strangely, ultimately uplifting."
One last comment from me, this one - you have to check for yourself, Christopher Moore, the author, is, in my best estimate - crazy. Possibly even a regular wacky tobacky user. And that is what kept me laughing and chuckling to the end. I have no idea how he dreamt up these people. I especially got a kick out of the cemetery scenes. Yes, I too am warped.
Here is the authors site www.chrismoore.com if you are curious and he even shares his email on the back cover BSFiends@aol.com -both funny and brave. Other titles by Moore:
  • Fluke
  • Lamb
  • The Lust Lizard of Melancholy Cove
  • Island of the Sequined Love Nun
  • Bloodsucking Fiends
  • Coyote Blue
  • Practical Demonkeeping


Read at your own risk. I don't want blame either. Not my favorite, but not a total waste either.

Tuesday, January 02, 2007

The Glass Castle

CC at This Good shared a review of a book she read called The Glass Castle, By Jeannette Walls. I love to read and found myself without a book prior to Christmas. I didn't want to buy any of my wanted books, for fear that I would duplicate a Christmas presents, so I went for this Memoir.

How do I say this? WOW!!!

Jeannette shares her and her families experiences while growing up. She is currently a contributor on MSNBC and someone who's name you have seen before. She is one of 4 children to a father that loves booze and a mother who is mostly on the outside. Both parents chose to be homeless and teach their kids life outside the "system".

Sometimes the stories get so wild, you have to remind yourself it IS TRUE and not a work of fiction.

This memoir is as much a personal story as a financial reference. This family is living proof that in America, you can live without gainful employment and go days without food, electricity and running water are not a part of all American homes and the poor are not all living on the system.

I do not want to tell you the whole story, and ruin your read, but I do want to tell that this is one of the only books, of this nature, that doesn't appear to go after the parents for believed and known mistakes. Jeannette's love for her parents even today over powers any possible resentments. Which leaves me tingly and warm and jealous of her forgiving and accepting nature.

This book is a definite - MUST READ! You will quickly discover, no matter how hard your childhood is or was, you can make your future. In America All Things Are Possible!

Sunday, December 24, 2006

Merry Christmas To Me, Merry Christmas To Me....

I was a winner of the Thanksgiving Giveaway at Jonathan's site My Money Blog. I just received my prize - Index Funds - The 12 Step Program for Active Investors. This second link will take you to Jonathan's Reveiw of the book. Just in case you want to know where I am going!

Thank you Jonathan! I hope you weren't worried, whether the book arrived or not. I am not really sure how long it has been here. We don't use the front door a lot. My hubby found it this morning going for our paper.

Thanks Again!

Tuesday, December 19, 2006

Holy Cow - This is huge!

Downloadable Audiobooks - get your free log in at the library


I just received an email from a reader, whom of course I am grateful for. This reader said his wife stumbled on to something that could save me money. Not to mention it could save all of you some money. Sweet!

I know, I am living in a cave, but I had no idea that my love of audio books could be full filled for free! I take long road trips, alone, each and every week, audio books are my favorite past time. I always feel like I am accomplishing something, while I am wasting time driving. Don't get me wrong, I would take the large hike without the books, but it is always better to stretch my mind while I am locked in the car. Otherwise, I might learn too much about road rage on the Chicago Highways. Thank goodness I don't live in California.
The goldmine this reader blessed me with, was a service provided in many areas. The local libraries have a NetLibrary service, where you can download free all of their collection. This collection is accumulated from all of their "sister" libraries so it is rather large in our system.
All you need to do is go into your local library or call, in my case and request a login ID & Password. They did verify that I am a card carrying patron. So, if you don't have a current library card, go get it. This could be the best Christmas present you receive this year. And did I say IT'S FREE!!!!
Thank you reader and many thanks to your wife for her big time discovery.

Tuesday, December 12, 2006

Subliminal Messages Setting Us Up To Fail Financially



I'm currently reading The Rescue by Nicholas Sparks. And while I am reading, my new deeper attention to finance issues sends up a red alert. I feel like I am receiving a subliminal message to send myself and my security into the debt monsters jaws. I wonder if the words would have sent me such a statement if I hadn't begun this journey into the blogging world?

I'm lost in the world of the novel, when the main character finds herself behind the eight ball financially. She does things right, like requesting more hours at work and paying the essentials, like utilities. Then she does something that I wouldn't recommend to an enemy let alone do to myself.

First, let me give you a tiny bit of the story, not enough to ruin it if you haven't read it. This character finds herself with financial struggles due to a hospital stay and just 8 days of missed work. Very similar to a lot of folks, 8 days can destroy people. It is those attentions to detail that make a novel come to life.

So, here she is out of the hospital. She had insurance and was only left with the deductible to pay. With the regular bills covered, a friends to drive her to work and back (her car was lost in the accident that put her in the hospital), increased working days, she makes a mistake that I have seen others do. She put her hospital deductible on a credit card.

The character admits she will not be able to pay this off with the bill, but she feels she has no choice. She will just keep working extra hours until it is paid for.

I am all for the increased earnings. It is the placement of this expense on a credit card that bothers me. Paying interest on this bill is ridiculous. This is just re-enforcing her financial burdens, and not alleviating anything. I would have much rather read that she called the hospital and worked out a payment plan. Why?

  • Medical bills are explainable if the need arises
  • Payments could have been negotiated, to what could be comfortably handled.
  • Interest could have been avoided

This all got me thinking, how many books, articles do we read or shows do we see that quietly lead us into poor decisions? Decisions that hinder our financial success. Especially, the world at large, outside of the PF blogging communities. How many people here tidbits like this and take it as a good decision?

I venture to guess, no wealthy people have made decisions like this one.